Cooperativas de Crédito para Consolidar Deudas
Un préstamo de consolidación es crédito nuevo, no alivio de deuda — reemplaza varios saldos con un solo préstamo, y la aprobación, la tasa y el costo total dependen de una evaluación individual. Listamos cooperativas de crédito aquí, no bancos ni prestamistas en línea, porque la elegibilidad de membresía y el estatus del seguro NCUA son cosas que realmente podemos confirmar con una fuente oficial.
2 organizaciones verificadas en esta categoría.
- Idiomas
- Not independently confirmed
- Costo
- Personal debt-consolidation loan; CountyLine unsecured credit up to $20,000 subject to conditions. Underwriting, rate, and exact cost require an individual quote.
- Formato
- In-person, phone, and online application
Detalles de verificación · última revisión 19 de agosto de 2026
Confirmado de forma independiente
- NCUA-insured status and NMLS ID 410320, both displayed on DCFCU's official site
- Membership is generally open to people who live, work, worship, attend school, or operate a business in Miami-Dade County and several listed counties — loan approval itself is a separate underwriting decision
- BBB: A+ rating, accredited
- No exact-name match found in the CFPB's Enforcement Actions index
No verificado de forma independiente
- Exact loan rates and fees, which require an individual quote
- Languages supported
- NMLS status was not independently re-verified beyond what DCFCU's own site displays — the NMLS public lookup required a CAPTCHA step this review could not complete
- BBB shows 7 complaints closed in the last 12 months and 25 in the last 36 months — recorded as what that index shows
Fuentes revisadas: DCFCU's official website · NCUA insurance and NMLS ID as displayed on the official site · Florida Office of Financial Regulation — financial-institution exemption records · CFPB Enforcement Actions index · CFPB Consumer Complaint Database — 24-month exact-name count · Better Business Bureau profile
Próxima revisión: 19 de febrero de 2027
- Idiomas
- Not independently confirmed
- Costo
- Personal loans, credit-card balance transfers, HELOCs, and auto-loan refinancing may be used for consolidation; exact rates and fees require direct confirmation.
- Formato
- In-person branch access, phone, and online; exact lending-channel availability not confirmed
Detalles de verificación · última revisión 19 de agosto de 2026
Confirmado de forma independiente
- NCUA-insured status and NMLS ID 410494, both displayed on PFCU's official site
- A member financial-hardship request option exists on PFCU's official site
- BBB: A+ rating (not accredited)
- No exact-name match found in the CFPB's Enforcement Actions index
No verificado de forma independiente
- Exact street address for Miami-Dade branches beyond the general Kendall and Florida City locations named on PFCU's site
- Languages supported
- Membership eligibility and individual loan or hardship criteria
- NMLS status was not independently re-verified beyond what PFCU's own site displays
- BBB profile shows 0 complaints without a stated time interval — recorded exactly as shown, not restated as a 12- or 36-month figure
Fuentes revisadas: PFCU's official website · NCUA insurance and NMLS ID as displayed on the official site · Florida Office of Financial Regulation — financial-institution exemption records · CFPB Enforcement Actions index · CFPB Consumer Complaint Database — 24-month exact-name count · Better Business Bureau profile
Próxima revisión: 19 de febrero de 2027
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